Employee benefits

Published: 19 August 2013

Many employers offer life insurance, a company pension, private medical insurance or other protection policies as an employee benefit.

This can create a tricky issue for someone who is HIV positive as they may not want to tell their employer about their health status, but know that a positive diagnosis excludes them from most protection policies. In this situation, it is advisable to request to see the application form. If the employer has a group policy, in some cases there won’t be any questions about pre-existing conditions.

However, if there are questions about pre-existing conditions, then it’s advisable for the employee to go back to the employer and simply state that they have a pre-existing medical condition that they know will exclude them from the cover. They are under no obligation to say what the condition is.

See also
This content was checked for accuracy at the time it was written. It may have been superseded by more recent developments. NAM recommends checking whether this is the most current information when making decisions that may affect your health.
Community Consensus Statement on Access to HIV Treatment and its Use for Prevention

Together, we can make it happen

We can end HIV soon if people have equal access to HIV drugs as treatment and as PrEP, and have free choice over whether to take them.

Launched today, the Community Consensus Statement is a basic set of principles aimed at making sure that happens.

The Community Consensus Statement is a joint initiative of AVAC, EATG, MSMGF, GNP+, HIV i-Base, the International HIV/AIDS Alliance, ITPC and NAM/aidsmap
close

This content was checked for accuracy at the time it was written. It may have been superseded by more recent developments. NAM recommends checking whether this is the most current information when making decisions that may affect your health.

NAM’s information is intended to support, rather than replace, consultation with a healthcare professional. Talk to your doctor or another member of your healthcare team for advice tailored to your situation.